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The Company was originally incorporated on January, 30, 1996 in the name of "Aman Fincap Limited" under the Companies Act, 1956. The name of the company was subsequently changed to "Richcredit Finance Private Limited" with effect from 27th of September, 2021.
Aman Fincap Limited is a registered Financial Services Company providing short to medium term financing to Individuals, Manufacturing Concern and Wholesale Traders (Term Loan, LAP, Personal Loan, Business Loan, Micro Enterprises Loan) in PAN India. Aman Fincap Limited is registered NBFC and supervised by the RBI. The Company commenced its operations in 2015. The Richcredit team is young, vibrant and innovative and have significant experience in the financial services industry. Initially Richcredit Finance was founded based on the need to fill a gap in the way financial services are offered to individuals and Small and Medium Enterprises. Later on the company is engaged in the business of providing financial services in other sectors also in PAN India.
CA Kanhaiya Lal is the Promoter of Richcredit Finance Private Limited with over 20 years of regulatory, non-banking, and financial services experience. He is regarded as an expert for financial inclusion and more broadly, access to finance matters. Currently, he is connected with a number of NBFCs as a Strategic Adviser.
He is responsible for the day-to-day management of the NBFC and for building the necessary scale to make RICHCREDIT, a leader and a role model in the sectors in which it operates. In this role, he develops and implements robust business plans with a focus on building a strong team with a culture of high performance, transparency and accountability.
In his role as the leader of the business at Richcredit Finance, he has successfully led and transformed the organization into a Universal Financial Solutions provider focusing on the Protecting, Investing and Financing needs of our customers.
He is a Chartered Accountant & member of the ICAI has over 25 years of experience in the financial services industry cutting across both Banking and Non-Banking financial institutions.
Prior to this Mr. K. Lal spent more than 25 years as practicing CA and versed with Industrial and Financial Laws and has over the years acquired proficiency in Direct and Indirect Tax Laws.
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